Hourly Paycheck Calculator
Estimate your real take-home pay after federal income tax, state tax, Social Security, and Medicare. Enter your hourly rate, weekly hours, filing status, and state — we'll show you gross pay, every deduction, and your final net paycheck for any pay period.
Estimated Paycheck Breakdown
State tax is an estimate based on average rates. Actual withholding varies by state.
Understanding Your Paycheck Deductions
Every U.S. paycheck includes mandatory deductions for federal income tax (based on your W-4), Social Security (6.2% on wages up to the annual cap), and Medicare (1.45%, plus 0.9% Additional Medicare on high earners). Most states also withhold a state income tax, though nine states — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming — do not tax wage income.
Why This Is an Estimate
This calculator uses simplified 2026 federal brackets and a flat average state rate. Your actual paycheck may differ based on pre-tax 401(k) or HSA contributions, health insurance premiums, additional withholdings on your W-4, and local taxes. For exact figures, review your pay stub or consult your payroll department.